Transform Your Financial Future

● EMC will help you identify your goals, and priorities – anything from buying a house, paying off debt, developing strategies to reduce discretionary spending and more

● Ensure your goals are realistic and achievable – address your goals and break them down into manageable steps for you to follow in your day-to-day life

● Improve your financial literacy – help you understand budgeting, debt reduction and other key activities for managing your personal finances

● Money management – learn how to make and stick to a budget, track expenses and prioritise spending

● Identify & address behavioural patterns – Help you to understand triggers for risky financial behaviour such as impulse buying, using delayed payment options such as credit cards and Buy Now Pay Later 

● Work with you to develop a plan to achieve your goals – taking into account your unique circumstances, goals and any specific challenges you may encounter

● Identify actions & strategies – work out exactly what needs to be done to achieve your goals and put them into a clear and easy to follow plan

● Offer follow-up  and encouragement – We are there to keep  you focussed on your finance journey and achieve your goals. Working in partnership with you, checking in on progress, and providing feedback and adjustments to your plan if needed

● Find the right professional help – we’re legally restricted in what we can offer. We can refer you to specialists who can help you further in your financial journey if needed

When you have decided you want to improve your financial  position, simply call Essential Money Coaching on 0447 057 502, or send us an  email at info@essentialmoney.com.au.  

We’ll arrange the first free-of-charge meeting, either face  to face, via phone or online. 

Prior to the meeting we will email you an initial contact form to complete to help us understand your current position and your goals. 

At the meeting, we will discuss the best way to help you. This may be a one-off, written Strategy Report, or ongoing support on a monthly basis, over 6 months.

Once we’ve established your needs , we will meet up for a FREE, no obligation, discussion and when you decide to go ahead with the discussed plan, you will be provided with a Client Agreement to sign and we will plan your journey with EMC.

Every person has particular needs so our coaching is designed to address your unique situation,. As a result,  we don’t have a fixed fee structure. Your Client Agreement will outline the expected cost to you so you can consider carefully before making a commitment.

Colin King – Financial Coach

Everyone has their own story when it comes to financial independence. Colin has lived experience of debt and what can happen when you are unclear about what your financial goals are. After meeting his wife in the UK, Colin made the move with her to Australia, and together they invested in a home, followed by an investment property. Unhappy with the lack of transparency from their bank during the process, in 2015 Colin undertook a Diploma in Financial Planning. His particular interests lie in the areas of budgeting, paying down debt and personal finance. Fast forward to today, after a lot of hard work, Colin and his wife have a multi-million dollar property portfolio and a healthy investment in high-performing shares. Now that he is able to relax and look towards a future that includes early retirement, Colin is keen to share what he has learned with others, getting people started on their financial journey, from the first small steps to the goal of complete financial independence.